Long-Term Savings Goals

I think no matter your current relationship with personal finance, you can look into the future and anticipate what you may need to buy. It could be as simple as a set of tires in the next year, or replacing the entire car in the next 2-3 years. If you can identify...

Crawling Out Of Debt? Check Your Check!

Credit cards. Student loans. Car payments. YUCK! Debt of any kind sucks but especially consumer debt. If you have made the decision to pay it off, to GET OUT, then you may have read some helpful tips already, such as: get a second job (or just work more in general),...

Pension Plans – Lump Sum or Monthly Payment?

Pensions are a dying breed of retirement vehicle as more and more companies and institutions move away from an employer-owned retirement fund to an employee-owned 401k or similar. For those at or nearing retirement age, at some point you will have The Meeting with the...

What Is Your #1 Money Thought? Sound Off!

As we begin a new year, what is the number one “thought” you have about money? Is it a fear? A hope, desire, or goal? When you think about money where does your mind instinctively go? Here are some examples we’ve heard from students and clients: Most that we talk to...

Our 2017 Recap – Diet and Exercise

I started 2017 morbidly obese, tipping the scale at 334 pounds. I would often see a Facebook friend post his progress on a low-carb / high (healthy) fat way of eating dubbed No Sugars, No Grains – #NSNG on your social media – and I was intrigued. I’ve already...

Our 2017 Recap – Financial

Let’s take a walk down memory lane for 2017, shall we? Using the budget from each month as well as our shared Google calendar, it’s easy to see what we did and where we spent money throughout the year. Even though we teach this stuff, our 2017 was not perfect. We did...

Setting Goals For 2018

New Year’s Resolutions? Bah humbug! They say that 80% of resolutions fail by February. They also say that 80% of statistics are made up on the spot. But I digress… I prefer to set goals because just having a resolution is too vague or often too broad. “I want to lose...

Is It Good Advice, Or Not?

A recent Yahoo Finance article says, “Five Pieces of Free Financial Advice You Can’t Afford To Take”. Hmm…let’s see how many of these we agree with…. Your basic expenses in retirement will be much lower – we agree this is false, for two main reasons – healthcare and...

Your Christmas Budget

It is That Time Of Year again folks. For those of us who have been eating healthy and exercising, hooo boy we might be over indulging in some sweets. It’s holiday time. As Vinnie Tortorich says, it isn’t what you eat between Christmas and New Year’s, it’s what you eat...

Fear Of Missing Out (FOMO)

Black Friday / Cyber Monday – how did you do? I don’t know about you, but I was inundated with email advertisements, most to the effect of TIME IS RUNNING OUT! I had my eye on a couple of deals that I knew were going to be on sale at 50% off their regular price. This...