In Praise of the Emergency Fund

My wife and I are casually shopping for new-to-us cars. Both of our cars run fine right now, though with some ailments that we’ve learned to live with. Like, her car’s radio amp doesn’t work and to replace it would be a costly undertaking as it was a “premium” sound...

Micro Investing – Is It For You?

There’s a new trend amongst app-using folks wanting to Do Better With Money, the idea of automatically investing small amounts of money on a very frequent basis. For example, when you make a purchase and pay with your debit card, an app would round the purchase up to...

Reverse Mortgages Are A Bad Idea

Awhile back we had dinner with two other couples and we were decidedly the youngest people there. And we’re not exactly spring chickens. The host was a retired banker and the subject of personal finance came up, of course. He started talking about reverse...